Financial institutions
expand currency and asset coverage without adding multiple partners.
Institutional financial infrastructure
You decide where.We handle how.
The right payment rail, at the right moment. Across fiat, stablecoins and digital assets, we make global money movement feel simple.
The platform
One platform for money in motion.
Hold, receive, convert, transfer and pay — from one institutional account.
Balances
One account, every form of value
Fiat · Stablecoins · Digital assets
USD · US Dollar
Fiat
EUR · Euro
Fiat
SGD · Singapore Dollar
Fiat
USDC · USD Coin
Stablecoin
BTC · Bitcoin
Digital asset
ETH · Ethereum
Digital asset
Convert
FXStablecoinsDigital Assets
From
USD
To
EUR
Select asset · From
FX
- USD
- EUR
- SGD
- HKD
- AED
- GBP
- CNH
Stablecoins
- USDC
- USDT
- U
Digital Assets
- BTC
- ETH
- BNB
Additional currencies and assets available.
Spot FX
USD → EUR
Convert
One account. Multiple markets.
Move between fiat, stablecoins and digital assets at institutional pricing.
Selected markets
- FX
- USD/EUR · USD/SGD · USD/HKD · USD/AED · USD/GBP · USD/CNH
- Stablecoins
- USD ↔ USDC · USD ↔ USDT · USD ↔ U
- Digital assets
- BTC/USD · ETH/USD · BNB/USD
Examples shown. Additional pairs available.
Receive
Global businesses. Local reach.
Receive and reconcile local fiat payments through accounts in your business name.
Selected account currencies
Accounts · USD
Northbridge Capital Pte. Ltd.
Local collection and simpler reconciliation
Local rails
- ACH
- Fedwire
- SWIFT
Currency and rail availability varies by jurisdiction and banking or payment partner.
Payments
One balance. Global obligations.
Pay approved beneficiaries in fiat from any supported balance.
USDCFunding balance
USDFunding balance
KairosX
EUR paymentSupplier
GBP local paymentVendor
POBO & COBO
AVAILABLE TO ELIGIBLE CLIENTSRun group payments and collections from one place.
Pay and collect on behalf of group entities, with every transaction attributed and reconciled.
COLLECTCOBO
Money in from your customers
Customers
Smart-routed collection
KairosXYOUR MULTICURRENCY ACCOUNTReceive, hold and pay
$€£¥د.إ
Smart-routed payment
PAYPOBO
Money out to your business network
Suppliers
Logistics partners
Tax authorities
Other business payees
COLLECTCOBO
Money in from your customers
Customers
Smart-routed collection
KairosXYOUR MULTICURRENCY ACCOUNTReceive, hold and pay
$€£¥د.إ
Smart-routed payment
PAYPOBO
Money out to your business network
Suppliers
Logistics partners
Tax authorities
Other business payees
Collect from customers and pay your business network through one KairosX account.
Who we build for
A trusted partner connecting global currencies and asset classes.
Fintechs
connect banking, FX and on-chain services through one integration, simplifying global payment operations.
Global enterprises
manage multi-currency collections, payments and cross-border funds through one account.
Digital asset institutions
connect fiat and digital assets through trusted rails for global fund inflows and outflows.
Payment companies
orchestrate collections and payouts across currencies and corridors through one platform.
Regulation
Built on regulated infrastructure.
KairosX Gelephu Pte. Ltd.
Status: Active- Regulator
- Gelephu Financial Services Office (GFSO)
- Jurisdiction
- Gelephu Mindfulness City, Bhutan
- Effective
- 6 July 2026
- Regulated activities
- Providing Custody
- Providing Money Services
- Dealing in Investments as Principal
- Dealing in Investments as Agent
Get started
Move value. Not complexity.
Talk to the KairosX coverage team about accounts, conversion and settlement.